See Your Mortgage Clearly

Calculate payments, visualize amortization, and compare scenarios — all in one free, powerful tool.

Interactive ChartsVisualize your payments over time

No Sign-Up RequiredFree, private, no data collected

Compare ScenariosSave & compare multiple options

Enter your loan details and click "Calculate" to see results

Canadian Mortgage Tools

Calculators that apply the stress test, minimum down payment tiers, and default insurance rules.

Affordability & Stress Test

Find the maximum price you can qualify for under GDS/TDS limits.

CMHC Insurance & Down Payment

See your minimum down payment and insurance premium.

Rent vs. Buy

Compare net worth from buying versus renting and investing.

From the Blog

Learn the 28/36 rule, understand debt-to-income ratios, and discover practical tips for first-time home buyers to determine their ideal budget.